Insurance Services You Can Always Rely On

Please scroll down to make an insurance payment or file a claim online.

Defensive Driver/Smart Driver Courses

Completion of a course may entitle you to a 10% reduction on your liability and collision premiums.

1) The Utica Public Library at 303 Genesee St. is hosting Defensive Driving classes on the following dates:

Friday, Feb 21 (Senior citizen discount offered)

Saturdays Mar 21, Apr 25, May 16, Jun 6

All classes are form 10:00AM until 4:00PM

The fee is $30. For information call 516-855-8625

Click here to register and pay for Utica Library Courses.

2) EMPIRE SAFETY COUNCIL is offering the 6 hr Defensive Driving Class on March 7th at Holy Cross Academy in Oneida NY.

The course is taught at the school on 4020 Barrington Road in Oneida and the instructor is Mark Smith.

Mark Smith has been a Driver Education teacher in NYS since 1973 and has insights on driving from an instructors perspective.

The class cost $35 per client and removes up to 4 Points off an individual's driving record.

Interested individuals should contact Mark at 315-941-1760 or via email at MADONEIDADEFDRIV@GMAIL.COM. Please bring drinks, snacks, and a pen with you. Each student gets a notebook and needs to bring their license or permit. Turn around time to get the certificate is about 2 weeks but is retroactive to the day the class.

3) A list of other approved courses offered online is at the following link:


  • Auto Insurance
  • Commercial Insurance
  • Homeowners & Renters Insurance
  • Life Insurance
  • Tax Preparation – all states & non residents
  • Payroll Services
  • Commercial Printing
  • Small Maintenance Jobs
  • Moving Services
  • Storage Unit Rental
  • Residential & Commercial Rentals
  • Uhaul Truck & Trailer Rentals
  • Packing Materials


  • 1 Convenient hours 7:45 AM to 6:00 PM. M-F. Saturday 8-12. Longer hours during tax season.
  • 2 Easy access, handicapped access with off street parking and handicapped accessible parking.
  • 3 Owner sits at the front desk and answers the phone. Easy access, NO big shots.
  • 4 Locally owned. NOT owned by a bank or persons unknown or far away. Profits are reinvested locally. We spend our profits on capital improvements in local real estate. We improve our community. Most materials and sub contractors are local. We pay local real estate taxes.
  • 5 EXPERIENCED, 2 generations since our founding in 1917. Many employees have over 20 years on our staff.
  • 6 Our staff is professional and courteous.
  • 7 All staff are notary publics. Stop in and get notarized.
  • 8 Employees complete continuing education for insurance every year. We keep current with new legislation and review regularly. We keep you informed of changes. We review renewal policies.
  • 9 Humans answer the phone. NO answering devices. The phone rings at owners home after business hours.
  • 10 All of our employees live & work in Madison/Chenango County.
Allstate Pay Claims
Dryden Pay Please contact your agent.
NYCM Pay Claims
The Hartford Pay Claims
Leatherstocking Pay Claims
Progressive Pay Claims
Sterling Pay Claims
Merchants Pay Claims
Travelers Pay Claims
NYMU Pay Please contact your agent.
CHUBB Pay Claims
Countryway Please contact your agent. Claims
RLI Pay Claims
Any companies not shown please contact your agent.